Payments & Insurance
In order to understand dental insurance plans today, we should briefly explore its history and how it’s changed. Dental insurance became available in 1954. California initiated the first official insurance plan. During the ‘60s, dental coverage grew in popularity and became more widespread.
The ‘70s saw the arrival of employer-based plans while large insurance organizations got their start in the 1980s. The average premium an insurance company would pay to have your teeth fixed ranged from $1,000 – $1,500. Now, in 2018 – believe it or not – 45 years later that is still the average benefit range. Clearly a lot has changed since then, but unfortunately the average benefit has not, leaving patients today with much less coverage than in the past.
Insurance companies are containing costs by raising premiums but keeping reimbursements low. This is frustrating for both dentists and patients.
The main takeaway here is this: Don’t let your dental insurance coverage determine your dental health fate – or your choice of a dentist – as dental insurance coverage is based on an insurance company’s predetermined, market-based statistics, and not your specific dental goals or needs.
My team and I like to sit down with our patients, go over their needs and wants and take a look at the big picture. Then we look at all our clinical and financial options, whether insurance is involved or not, and try to set treatment up in a way that fits both budget and your schedule.
A large proportion of our current patients do not have dental insurance, and in order to better serve them, we offer in-office discount plans for dental services. These plans are extremely different from typical medical and dental insurance. If you have any questions about a procedure, or it’s cost, please don’t hesitate to contact us for more information. We accept cash, check, debit, and major credit cards.
You can request an appointment with our office by telephone, or online. We can be reached at 919-870-5905. Our dental office is located at 6829 Falls of Neuse Road, Suite 106 Raleigh, NC 27615.
If you need to cancel or reschedule your appointment, please provide 24-hour advance notice to our office. Thank you!
Dr. Perry offers Care-Credit, which is an interest free account that allows you to receive treatment immediately and pay off the total balance for your dental treatment over the course of 12 months.
We are proud to offer our patients the option to have ongoing dental care provided through our office, rather than a dental insurance provider. Through a one time yearly or low monthly payment, we cover adults and children for the preventive dental care they need.
© 2020 – Andrew Perry DDS | 6829 Falls of Neuse Rd # 106, Raleigh, NC 27615 | Call Us: 919-870-5905